Dear Lissy,
I have a degree in Secondary Mathematics Education. I grew up in the home of a CPA and financial counselor. You would think that making and adhering to a budget would be as natural as breathing. It isn't. I have a fatal flaw in my brain wiring that doesn't allow me to comprehend electronic debits and credits. If I'm not dealing in cold hard cash, I fall flat.
Here are a few basic principles for keeping on a cash budget.

